HDFC Bank, a leader in
India’s banking sector, continues to make a substantial social impact through
its flagship initiative ‘Parivartan’. Designed to foster sustainable
development, Parivartan has been a harbinger of change by addressing critical
gaps in education, rural development, healthcare, financial literacy, and skill
development. Among its notable endeavours, the Educational Crisis Scholarship
Support (ECSS) Programme stands out as a powerful tool to empower India’s
youth, especially those at risk of discontinuing their studies due to financial
or personal hardships.
OVERVIEW OF THE ECSS PROGRAMME
The ECSS Programme 2025-26
is an inclusive scholarship scheme tailored for meritorious yet
financially challenged students across India. Its principal aim is to
provide timely financial help to school children and higher education aspirants
who are at risk of dropping out. The assistance ensures that talent and
potential are not wasted merely due to adverse economic conditions or sudden
family crises.
KEY FEATURES
- Open to Indian nationals: Ensures
inclusivity and a wide reach.
- Educational scope: Supports students
from Classes 1 to 12, as well as those enrolled in diploma, ITI,
polytechnic, undergraduate (UG), and postgraduate (PG) courses.
- Financial support: Scholarships range
from INR 15,000 up to INR 75,000, based on education level and type of
course.
- Merit-cum-need-based approach:
Focuses on students with strong academic records who are financially
disadvantaged, with extra preference for those facing recent personal or
family crises.
ELIGIBILITY CRITERIA
The ECSS Programme is
segmented to address the distinct needs of students at various educational
milestones:
For School Students (Classes
1–12, Diploma, ITI & Polytechnic)
- Must be enrolled in Classes 1–12 or
pursuing eligible diploma/post-Class 12 vocational courses.
- Minimum 55% marks in the previous
academic year.
- Family income should not exceed INR 2.5
lakh per annum.
- Preference for students facing recent
familial or personal hardships impacting their ability to pay for
education.
- Only Indian citizens are eligible.
For Undergraduate Students
(General & Professional Courses)
- Applicable to students pursuing general
(B.Com, B.A., B.Sc., etc.) and professional degrees (B.Tech, LLB, MBBS,
etc.) in recognized institutions.
- Minimum 55% in prior qualifying exams.
- Maximum annual family income: INR 2.5
lakh.
- Preference for students who have faced
significant personal or family difficulties in the past three years.
- Restricted to Indian nationals.
For Postgraduate Students
(General & Professional Courses)
- Open to PG students in both general
(M.A., M.Com., etc.) and professional (MBA, M.Tech., etc.) streams in
recognized colleges/universities.
- Must have achieved at least 55% marks
previously.
- Family income capped at INR 2.5 lakh
yearly.
- Preference for those who have
experienced severe hardship in recent years.
- Open to Indian students only.
FINANCIAL BENEFITS
The scholarship amount
varies by the level of study and course type, providing tailored support as
follows:
Category |
Scholarship
Amount |
Class
1–6 |
INR
15,000 |
Class
7–12, Diploma, ITI, Polytechnic |
INR
18,000 |
Undergraduate
(General) |
INR
30,000 |
Undergraduate
(Professional) |
INR
50,000 |
Postgraduate
(General) |
INR
35,000 |
Postgraduate
(Professional) |
INR
75,000 |
ESSENTIAL DOCUMENTATION
To apply, candidates must
prepare and submit:
- Recent passport-sized photograph
- Previous academic year’s marksheet
(2024-25 or, if unavailable, 2023-24)
- Valid identity proof (Aadhaar, Voter ID,
Driving License)
- Current year admission proof (fee
receipt, admission letter, institution ID, or bonafide certificate for
2024-25)
- Applicant’s bank passbook or cancelled
cheque
- Income proof from authorized local or
government authorities or a sworn affidavit
- Proof of personal or family crisis (if
applicable)
APPLICATION DEADLINE
All eligible students must
submit their applications by 31st August 2025.
In a country where many are
forced to pause or end their education due to sudden adversities or chronic
poverty, the ECSS Programme stands as a beacon of hope. By specifically
addressing crises and financial constraints, ECSS ensures that deserving students
have the resources to continue their educational journey, offering not just
financial assistance but renewed confidence in their future.
HDFC Bank’s Parivartan through ECSS is not just about scholarships—it is about creating a ripple effect that uplifts families, strengthens communities, and fuels India’s broader trajectory towards inclusive development.
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